Kevin. You must not realize who you're talking too... I probably know more about windows internals, user access and permissions, accounts administration, Linux and BSD internals (that's what your mac is based on) and general computer/server adminstration/development than anyone on this board, so please spare me.
The run as administrator poses no real problem for single users who are trying to get an application that they used to use on XP to work on Vista. Usually the applications that don't work are ones that need to register dll or ocx files and aren't savy to Vista's UAC scheme.
I don't have an office or an assistant using my computer, but if i did, i would give all of my employees admin access to physical machines, the data would be stored on the network, the data is the important part, not the OS or applications. After I install i'll make an image of the machine and if they screw it up I just bring that image right back down. You can never truly lock down a physical machine, so just give them admin access let them install their messengers, and other software and they'll be quiet about it just make sure that you protect the data properly. Say with on a windows box a system level service that authenticates to a local server and backs up the newly imported photos, and services on your server which backup your financial and client data db's to an encrpyted storage every 3 days.
It's not hard to log in as root on a mac, you simply need to enter the password that you chose during install. Or if you are an administrator on the machine run the command with "sudo" input your password and that will run it as root.
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It sounds as if you're being forced to give this same level of access to "any random program that mis-behaves a bit" just to make it run. "Hey Microsoft - good job solving the spyware issues!"
You can't blame the os for the Application not knowing how it works. You blame the application for not knowing how the OS works. That's why for many apps not designed for vista that do not understand the new UAC they need the run as administrator. It's not microsofts fault in this case. They made the system safer and the apps have to catch up.
For what they have done in vista like pulling video out of the kernel and bringing it to ring 3, and implementing a whole new widget set, and performing serious modifications to the base NT kernel i'm amazed that they retained so much compatiblity, especially in the Windows sweet spot of gaming. No this shouldn't have taken so long. But really the OS isn't their biggest seller, Office and Direct X are the 2 big sellers so it makes sense to throw Vista on the back burner for a couple years especially due to the success of XP.
Yes vista needs work, but it's not bad at all, once applications catch up it'll be in quite good shape.
And there's no excuse for not being able to burn a data cd on Windows. You drop the files on to the drive letter of the cdrom and select Burn.... or you buy Nero 7, or download the free Infra Recorder and follow the instructions. Maybe you just chose a bad example, but most people get along just fine.